How to buy crypto with a card on Xoibit
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To buy crypto with a card, open Buy crypto, choose the coin and amount, select the online payment method and pay through the payment gateway shown. The crypto is added after the payment is confirmed.
Step by step
- Open Buy crypto.
- Choose the wallet to use (Spot or Funding, where available).
- Choose the fiat currency you pay with, the coin you want and the amount.
- Select a payment method. Card payments are listed as online payment through a payment gateway.
- Check the quote: the rate, the fee and the amount you will get.
- Submit and complete the payment on the gateway page.
What does the quote show?
The quote shows the rate (and the inverse rate), the fee, how much you spend and how much you will get. A quote is only valid for a short time and shows a countdown. If it expires, tap Refresh Quote to get a new one at the current rate.
Which cards and currencies are accepted?
That depends on the payment gateways Xoibit has set up for each fiat currency. If a currency has no payment method, the page tells you so and you can choose another currency. Your bank or card issuer may also decline crypto purchases.
Other ways to pay
- Bank deposit: transfer to the bank account shown and upload your proof of payment. Our team checks it before the crypto is added.
- Wallet balance: pay from the fiat balance you already have in your wallet.
Where can I see my purchase?
All purchases are listed in Buy history, where you can open the details and see the status. While a bank deposit payment is still being processed, you may be able to cancel it there.
Minimum and maximum amounts and fees are set per currency by Xoibit and shown on the form. Always check the quote before you pay.
FAQ
My card payment failed. What should I do?
Check the order in Buy history. If the payment failed, try again or use another payment method. Some banks block crypto purchases, so you may need to contact your bank.
Why do I see no payment method for my currency?
No payment method is set up for that currency yet. Choose another currency, or deposit crypto and use Convert or spot trading instead.
Is there a fee for buying with a card?
Yes, the fee is shown in the quote before you pay.