Europe Tightens Crypto Insurance Rules Under New EU Directive

The Financial Times reports that the EU is finalizing punitive capital rules for insurers holding digital assets. The upcoming directive, part of the bloc’s MiCA 2.0 expansion, requires higher reserves for companies offering crypto exposure.

Why It Matters

This marks another step toward integrating crypto into traditional finance—but with stricter oversight. Regulators aim to prevent systemic risk from digital-asset volatility.

For exchanges like Xoibit, this strengthens the case for transparent custody and compliance practices. Investors should favor platforms following EU-aligned safeguards for digital assets.